At Money20/20 USA, Oscilar Co-Founder and CEO Neha Narkhede joins NYSE Live to discuss the growing challenges financial institutions face as artificial intelligence transforms both fraud prevention and fraud detection.

Narkhede explains why Oscilar partnered with NYSE-listed TransUnion to address issues such as synthetic identity fraud and credit washing, and how combining fraud and credit risk signals can help institutions make more informed decisions. She discusses the challenges banks face when defending against increasingly sophisticated AI-enabled fraud tactics and why fragmented risk systems can make it harder to identify coordinated attacks.

The conversation also explores agentic transactions, including how banks can verify AI agents, manage risk, and determine when human oversight remains necessary. Narkhede shares her perspective on balancing innovation with regulatory requirements and why explainable AI and real-time risk infrastructure are becoming increasingly important across financial services.

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Disclaimer: Informational content only. NYSE does not endorse or recommend investments, strategies, companies, products, or services discussed.

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