For millions of Americans living paycheck to paycheck, traditional banks can mean low balance charges and overdraft fees. Trevor Marshall, CTO and Co-Founder of Current, sits down with JD Durkin at Money 20/20 USA in Las Vegas to explain how Current is building a better option for the hourly workers, service workers and tradespeople at the heart of the economy. Fresh off an $80 million raise, 50% year over year growth and GAAP profitability, Marshall says the new funding gives Current what it needs to be ready to go public. He shares how inflation and rising costs are shaping Current’s credit building, liquidity and rewards products, why the company built its own banking core from day one instead of relying on legacy providers, and how AI will help Current deliver personalized tools like bill renegotiation to millions of members.