The average small business in the US is only about 25 days away from running out of cash, not because it’s a bad business, but because money comes in and goes out on very different schedules. Prashant Fuloria, CEO of Fundbox, sits down with JD Durkin at Money 20/20 USA in Las Vegas to explain why access to capital is like oxygen for small business owners and how Fundbox delivers it right where they already work. Fuloria shares how Fundbox partners with platforms like QuickBooks, Stripe and SoFi, plus about 30 more, to offer loans, lines of credit and cash advances inside the tools small businesses use every day. He breaks down what embedded lending really means, with everyday examples like getting paid on invoices immediately or getting breathing room on supply purchases. He also explains why technology and automation are the key to serving the hairdressers, law firms and other small businesses that traditional lenders often can’t serve profitably.